उत्तर प्रदेश एकमुश्त समाधान योजना:-The Uttar Pradesh Lump Sum Solution Scheme is part of the government’s efforts to support farmers’ development. This scheme offers interest rate rebates to farmers, helping them repay their loans. In this article, we will provide comprehensive details about the scheme, including its purpose, benefits, features, eligibility criteria, necessary documents, and the application process. By reading this article, you can gain a thorough understanding of the Uttar Pradesh Lump Sum Solution Scheme. Stay tuned till the end to access all the information related to this initiative.
UP Ekmust Samadhan Yojana 2024
Contents
The Uttar Pradesh Lump Sum Solution Scheme, introduced by Chief Minister Yogi Adityanath, aims to assist farmers facing difficulties in repaying loans due to natural disasters and other reasons. Through this scheme, farmers making lump sum loan payments will receive an interest rate rebate from 35% to 100%. Over 2.63 lakh farmers will benefit from this initiative, divided into three categories by the government. To apply, visit the official website for online applications, promoting efficiency and transparency. Offline applications are also accepted. Please note that the scheme benefits are available until March 31, 2021; after this date, no benefits will be provided.
Ekmust Samadhan Yojana Overview
| Name Of the Scheme | उत्तर प्रदेश एकमुश्त समाधान योजना |
| Launched By | Uttar Pradesh Government |
| Beneficiary | Citizen Of Uttar Pradesh |
| Objective | To encourage farmers to repay loans and reduce the NPA rate of banks. |
| Category | Govt. Scheme |
| Official Website | https://upsgvb.in |
| Year | 2024 |
| Application Process | Online/Offline |
Interest rates on loan
| Category | Interest rates |
| Minor Irrigation, SRTO, Agricultural Mechanization and Moun Rearing Scheme | 11% |
| Dairy, Dunlopkart, Animal Husbandry, Horticulture, Rural Housing, Poultry Scheme, Fisheries, Non-Agricultural Sector Schemes and others | 11.50% |
Note:- If the beneficiary pays the installment on time, they will only need to pay the prescribed interest rate. However, if the payment is delayed, an additional 1% interest rate will be charged.
Three Categories of Ekmust Samadhan Yojana 2024
Under the Uttar Pradesh Lump Sum Solution Scheme, farmers are categorized as follows:
- First Category: Farmers with outstanding loans before March 31, 1997, who are unable to repay, have all the interest on their loan waived off.
- Second Category: Farmers who took loans between April 1, 1997, and March 31, 2007, will receive an interest rebate. If interest recovered equals or exceeds the loan amount disbursed, the remaining principal will be collected. If interest recovered is less, the outstanding interest and principal will be recovered after deducting the earlier recovered interest.
- Third Category: Farmers who borrowed between April 1, 2007, and March 31, 2012, benefit in multiple ways: 100% principal recovery, 50% interest rebate for settlements from the scheme launch to July 31, 2018, 40% interest rebate for settlements between August 1, 2018, and October 31, 2018, and a 35% interest rebate for settlements between November 1, 2019, and January 31, 2020.
Objective of EK Must Samadhan Yojana
The primary goal of the Uttar Pradesh Lump Sum Settlement Scheme is to motivate farmers to clear their loans and decrease the banks’ Non-Performing Asset (NPA) rate. This initiative provides substantial interest rate discounts, ranging from 35% to 100%, to farmers who repay their loans in a lump sum. This reduction eases their financial burden and encourages timely repayment. With the UP EK Must Samadhan Yojana 2024, financially struggling farmers now have the opportunity to meet their loan obligations, enhancing their economic stability and fostering self-reliance and empowerment.
Benefits & Features Of EK Must Samadhan Yojana
- The UP EK Must Samadhan Yojana 2024, launched by Chief Minister Yogi Adityanath, offers significant benefits to farmers.
- If farmers repay their loans in one lump sum through this scheme, they receive interest rate rebates ranging from 35% to 100%. Over 2.63 lakh farmers will benefit from this initiative.
- The scheme has three categories, and applications can be made online or offline until March 31, 2021.
- Administered by the Uttar Pradesh Cooperative Village Development Bank, it aims to improve farmers’ economic conditions, promote self-reliance, and empower them.
- The scheme also reduces banks’ NPA rates, encouraging farmers to repay loans and supporting those facing financial difficulties.
- For inquiries or complaints, farmers can contact Sahakari Gram Vikas Bank, Lucknow.
- Repayment in a lump sum is mandatory to avail the scheme’s benefits.
Required Documents
- The applicant should be a permanent resident of Uttar Pradesh.
- The applicant must be a farmer.
- Aadhar card
- identity card
- Address proof
- land documents
- bank account passbook
- mobile number
- passport size photograph
How to Apply under Uttar Pradesh UP Ekmust Samadhan Yojana?
To apply for the Uttar Pradesh Lump Sum Solution Scheme, follow these steps:
- Visit the official website of the scheme.
- On the homepage, find and click on the “Uttar Pradesh Lump Sum Solution Scheme” option.
- A registration form will appear; fill in details such as name, address, and mobile number.
- Attach all necessary documents with the form.
- Click the submit button to complete the application process.
By following these steps, you can successfully apply for the Uttar Pradesh Lump Sum Solution Scheme.
EK Must Samadhan Yojana Application Process Offline
To apply for the scheme, follow these steps:
- Obtain the Application Form: Visit the nearest Uttar Pradesh Cooperative Gram Vikas Bank branch to collect the application form. A fee of ₹200 is required for the form.
- Fill in Details: Complete the application form by providing all the necessary information requested.
- Attach Documents: Include important documents such as the latest Khasra and Khatauni Kisari Bahi, form sheet, certified copies of 5, 11, 23, and 45, along with an affidavit from the branch management confirming no outstanding dues. Also, attach a photo of the farmer and obtain signatures from the village head and the person assisting in form preparation.
- Financial Contributions: Deposit a minimum of 10 shares at ₹100 per share and an additional entry fee of ₹3. If there is a co-applicant, a nominal membership fee of ₹3 is mandatory.
- Submission: Submit the completed application form along with all the necessary fees to the branch of Uttar Pradesh Cooperative Gram Vikas Bank.
By following these steps and fulfilling the required criteria, you can successfully submit your application for the scheme.
Login Process
To log in to the Uttar Pradesh Cooperative Gram Vikas Bank website, follow these steps:
- Visit the Official Website: Go to the official website of Uttar Pradesh Cooperative Gram Vikas Bank https://upsgvb.in/.
- Click on Login: On the homepage, find and click on the “Login” tab.
- Access Daily Information Portal: Select the “Daily Information Portal” option.
- Enter Credentials: A new page will appear. Enter your user ID and password on this page.
- Login: Click on the “Login” button to access your account.
Following these steps will allow you to log in to the Uttar Pradesh Cooperative Gram Vikas Bank’s Daily Information Portal.
Conclusion
The Uttar Pradesh Ek Must Samadhan Yojana 2024 stands as a beacon of financial relief for farmers. Under the visionary leadership of Chief Minister Yogi Adityanath, this scheme offers substantial benefits to farmers, easing their loan burdens and promoting financial stability. By providing significant interest rate rebates, ranging from 35% to 100%, the scheme empowers over 2.63 lakh farmers. Its user-friendly registration process and transparent approach signify a positive step toward supporting the agricultural community, fostering economic growth, and enhancing farmers’ livelihoods across the state.
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