West Bengal Bangla Shasya Bima Yojana :- The West Bengal Government has introduced the West Bengal Shasya Bima Scheme 2024 to assist farmers in the state. Farmers can now register for the scheme in the coming years to avail crop insurance. This article provides details about the WB Bangla Shasya Scheme, including eligibility criteria, features, and procedures. You can follow these steps on the official government website dedicated to this scheme.
West Bengal Bangla Shasya Bima Yojana 2024
Contents
The West Bengal Bangla Shasya Bima Yojana in 2024 is designed to support farmers in the state. Its primary goal is to offer crop insurance, particularly for Kharif season crops. The Department of Agriculture in West Bengal will oversee the scheme. This initiative aims to assist farmers facing financial challenges due to current circumstances in the country. It will specifically target farmers in the economically weaker section.
WB Bangla Shasya Bima Yojana Overview
| Name | West Bengal Bangla Shasya Bima Yojana |
| Launched by | West Bengal Government |
| Beneficiaries | Farmers of the state |
| Objective | Providing crop insurance |
| Category | Govt. Scheme |
| Official site | https://banglashasyabima.net/ |
Features Of West Bengal Bangla Shasya Bima Scheme
The West Bengal Bangla Shasya Bima Yojana, a government-sponsored crop insurance scheme, offers several benefits to farmers. Here are some key features:
- Scheme Overview: The scheme is a crop insurance initiative by the Government of West Bengal. Insurance coverage is provided by the Agriculture Insurance Company of India.
- Coverage Areas: Multiple districts in West Bengal benefit from this scheme, including Darjeeling, Kalimpong, Purba Bardhaman, Paschim Bardhaman, Purba Medinipur, Malda, Hooghly, Nadia, Murshidabad, Cooch Behar, Birbhum, Purulia, Dakshin Dinajpur, North 24 Parganas, and South 24 Parganas.
- Premium Payment: The entire premium amount is covered by the West Bengal State Government.
- Insurance Occasions: Coverage includes losses during planting, cultivation, post-cutting period when crops are in the field, and losses due to adverse weather conditions.
- Calculation Basis: Insurance amounts are calculated on a per-hectare basis.
- Covered Crops: Various crops are included in the scheme such as Aman paddy, Aus paddy, jute, maize, bajra, oilseeds, wheat, annual commercial/horticultural crops, and other crops like cereals, millets, and pulses.
- Premium Bonus Phase-Out: The premium bonus will be gradually phased out over five years, contingent upon financial results analysis and farmer feedback after the first year of scheme implementation.
Some Important Details Regarding WB Bangla Shasya Bima Scheme
- The government has introduced the BSB app for online registration of farmers for crop insurance under the scheme.
- This app is available on the Google Play Store for intermediate users.
- If a farmer’s voter ID card is already registered, they can access details of insured crops through the app, including the list of notified crops.
- During registration, beneficiaries cannot modify EPIC number, farmer name, relation with the farmer, and farmer’s bank name.
- Data entry on the portal is facilitated by intermediary users, and the approval of farmers’ applications is carried out by implementing agencies.
- Farmers have the option to download a provisional insurance certificate from the portal.
- The state government, through insurance companies, bears 100% of the premium as a subsidy for all notified crops, excluding commercial crops like potato and sugarcane.
- The state government monitors the implementation of the scheme, and only crops notified by the state government before the crop season will be covered under crop insurance.
- Potato and sugarcane farmers need to bear up to 4.85% of the sum insured, and the state government covers any excess premium above this amount.
- Beneficiaries can lodge grievances on the portal, and information about crop damage can be shared through the toll-free number of the insurance company.
- The scheme covers prevented sowing, major sowing, mid-season adversity for major crops, and claims for all notified crops.
- Crop assessment is conducted through crop cutting experiments or remote sensing technology to monitor crop health.
- Farmers are required to visit village-level camps organized by authorities to apply under the scheme.
- All farmers, including sharecroppers and tenant farmers growing notified crops in notified areas, are eligible.
How to Apply For WB Bangla Shasya Bima Yojana 2024?
To apply for Bangla Shasya Bima Yojana, follow these steps:
- Click the provided link to access the official webpage https://banglashasyabima.net/.
- Select “Register” on the webpage.
- A new page will appear.
- Fill out the registration form with all the required details.
- Click “Sign Up.”
- Log in using your credentials to complete the process.
Insurance Calculate
To find out your insurance premium, follow these steps:
- Click the provided link to visit the official webpage.
- The homepage will appear.
- Select “Insurance Calculator.”
- A popup will appear with details.
- Read the information provided.
- Calculate your insurance based on the given details.
- Another popup will display with additional details.
- Read the information again and calculate your insurance accordingly.
Report Crop Loss
To apply for crop loss, follow these steps:
- Click the provided link to visit the official webpage.
- The homepage will appear.
- Select “Report Crop Loss.”
- A new page will show up with information about insurance companies and their toll-free numbers.
- Contact the relevant company.
- Click on “Close” to finish the process.
How to Check Application Status Of Bangla Shasya Bima Yojana?
To check your application status, follow these steps:
- Click on the provided link to access the official webpage of the scheme.
- The homepage will appear.
- Select “Application Status.”
- On the new page, enter your application ID.
- Click “Submit” to view your application status on the screen.
Check Insurance Coverage
To check insurance coverage under West Bengal Bangla Shasya Bima Yojana, follow these simple steps:
- Visit the official website of the scheme.
- The homepage will open.
- Click on “Check Insurance Coverage.”
- Enter your Voter ID card number on the new page.
- Click “Check.”
- The necessary details will be displayed on your computer screen.
Login On The Portal
- Visit the official West Bengal Bangla Shasya Bima Yojana website.
- Go to the homepage, click on “login,”.
- Enter your email address, password, and season on the new page.
- Then click on “login” to access the portal.
Conclusion
In conclusion, the West Bengal Bangla Shasya Bima Scheme 2024 offers a crucial lifeline to farmers, allowing them to apply online for crop insurance and conveniently check the status of their applications. This initiative reflects the government’s commitment to supporting agriculture and alleviating financial burdens on farmers. With an easy online application process, the scheme aims to streamline access to essential benefits, contributing to the well-being of farmers in the West Bengal State.
FAQ’s
What is WB Bangla Shasya Bima Yojana 2024?
It is a government initiative to provide crop insurance for farmers in West Bengal, aiming to support them during unforeseen events.
How can I apply online for the scheme?
Visit the official website, follow the registration process, and submit the required details online.
What information is needed during the online application?
You may need to provide personal details, land information, and relevant documents.
Can I check the status of my application online?
Yes, the status of your application can be checked on the official website.
Is there a specific eligibility criteria for applicants?
Eligibility criteria may include being a farmer in West Bengal and falling within specified income groups.
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